Protection
A cornerstone to sound financial planning - as many families would struggle to make ends meet if a main household earner developed a serious illness or died.
No-one can predict the future
No-one can predict the future but we can help you prepare for the unexpected. We strongly encourage arranging good protection as early as possible to give you peace of mind that your family will be financially secure – whatever the future brings.
Common reasons for setting up financial protection could include:
- To provide financially for your family if you die or develop a serious illness.
- To cover mortgage and/or debt repayments.
- Maintain your lifestyle and cover household bills and/or child care costs if you are unable to work due to an accident or illness.
- Cover a potential inheritance tax bill.
We offer advice on…
- Life assurance
- Critical illness cover
- Mortgage protection
- Income protection plans
- Business protection
Our dedicated advisers will understand and get to know your family circumstances, potential protection shortfalls or vulnerabilities. Assessment will include such thing as; what you already have in place, various scenario impacts on your family and their lifestyle, income, capital resources and future aspirations. After potential risks and vulnerabilities are identified – we can begin setting up appropriate solutions to ensure sufficient levels of protection is put in place to safeguard you and your family.
As we know your personal and family situation may well change over time and so it is important to review your protection and insurance needs on a regular basis to ensure benefits remain in tune with your circumstances.
